Monday - Friday9AM - 5PM
Saturday10AM - 2PM
Location300 International Dr Suite 100 Williamsville, NY 14221
Call Us800-674-3821
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores
STEP ONE

Enroll

We'll give you a professional consultation and credit analysis to see if you are a good fit for our credit repair program.
STEP TWO

Learn New Strategies!

We have a wide assortment of credit-building tools that put you in a position to maximize your credit score!
STEP THREE

See Results

Log in to your personal dashboard where you can see real-time progress and results every step of the way.
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Inquiries
Can have an impact on your credit score especially if you go car shopping and the dealership shotguns your credit application to several lenders in order to obtain approval. Too many inquiries can make you look like a bigger risk to lenders.
Collection Accounts
If you don’t pay your bank loan, credit card, or any other debt, your creditor will send your account to a collection agency. In some case’s you can get sued for non-payment. The original company will write off the debt as a loss and sell it to a collection agency.
Repossessions
If you fall too far behind with your automobile payments, you maybe subject to repossession, the finance company will take possession of the property and will sell it at an auction within a short period of time. It will have a big impact on your credit score, and may prevent you from obtaining another auto loan.
Late payments
Late payments of any type can bring your score down as much as 100 points. It is reported every time you are more than 30 days late from your due date.
Charge offs
means your account is closed, and although the debt is still owed the credit grantor can continue to report the pat due amount, and the balance owed. It will have a huge effect to your credit score.
And More!
BANKRUPTCIES, STUDENT LOANS, TAX LIENS, JUDGEMENTS + MORE!!!
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Inquiries
Can have an impact on your credit score especially if you go car shopping and the dealership shotguns your credit application to several lenders in order to obtain approval. Too many inquiries can make you look like a bigger risk to lenders.
Collection Accounts
If you don’t pay your bank loan, credit card, or any other debt, your creditor will send your account to a collection agency. In some case’s you can get sued for non-payment. The original company will write off the debt as a loss and sell it to a collection agency.
Repossessions
If you fall too far behind with your automobile payments, you maybe subject to repossession, the finance company will take possession of the property and will sell it at an auction within a short period of time. It will have a big impact on your credit score, and may prevent you from obtaining another auto loan.
Late payments
Late payments of any type can bring your score down as much as 100 points. It is reported every time you are more than 30 days late from your due date.
Charge offs
means your account is closed, and although the debt is still owed the credit grantor can continue to report the pat due amount, and the balance owed. It will have a huge effect to your credit score.
And More!
BANKRUPTCIES, STUDENT LOANS, TAX LIENS, JUDGEMENTS + MORE!!!
WORRIES, BEGONE!

We Have The Best 100%
Money Back Guarantee

If you have not received any improvement within 6 months of service from your enrollment date, we’ll refund your money – including your enrollment fee. No questions asked!
WORRIES, BEGONE!

We Have The Best 100%
Money Back Guarantee

If you have not received any improvement within 6 months of service from your enrollment date, we’ll refund your money – including your enrollment fee. No questions asked!
SAVE WITH OUR PRICING PACKAGES

Credit Repair
Made Affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$129/m
$179 Enrollment
Month-To-Month
  • Credit Monitoring
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate *No Contract*
  • 24/7 Client Portal Access
  • Monthly Credit Analysis
  • Industry Leading Service
$229/m
$179 Enrollment Each
Couple's Month-To-Month
  • Credit Monitoring
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate *No Contract*
  • 24/7 Client Portal Access
  • Monthly Credit Analysis
  • Industry Leading Service
IMPROVE YOUR CREDIT SCORE

Searching for a First-Class Credit Repair Company?

Frequently Asked
Questions

Is Credit Repair legal?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

Don’t look for the fine print. If you see no improvement in your credit score within 6 months and you’ve followed ALL of our advice, we will refund your money in full.

How long will it take to raise my score?

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

PROSPERITY BUILDERS CONSULTANTSOur Mission
Prosperity Builders consultants mission. To help our clients regain their financial confidence, by enhancing thier lives, to help them attain financial freedom from financial problems, and provide the best credit solutions possible.
OUR LOCATIONSWhere to find us?
GET IN TOUCHProsperity Builders Consultants Social links
PROSPERITY BUILDERS CONSULTANTSOur Mission
Prosperity Builders consultants mission. To help our clients regain their financial confidence, by enhancing thier lives, to help them attain financial freedom from financial problems, and provide the best credit solutions possible.
OUR LOCATIONSWhere to find us?
GET IN TOUCHProsperity Builders Consultants Social links
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